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Can I get a payday cash advance loan without a checking account?

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dulcemoco asked:


I am currently employed but don’t have a checking account, can I get a payday cash advance loan?

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This entry was posted on Friday, December 19th, 2008 at 12:47 pm and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

No Responses to “Can I get a payday cash advance loan without a checking account?”

  1. kckid2 Says:
    December 21st, 2008 at 6:59 am

    That answer depends entirely upon the lender. The lender generally sets the policies, not the law.

    So, you just need to shop around.

  2. Mark S Says:
    December 23rd, 2008 at 10:29 pm

    I think so call around

  3. Ariel Says:
    December 26th, 2008 at 6:40 am

    Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently!–obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,

    Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you–happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.